Why Bad Credit Shouldn’t Stop You from Getting a Harley


One of the most common misconceptions people have about bad credit is that it will stop you from getting a motorcycle loan. This couldn’t be further from the truth. We are living proof that bad Credit Harley Davidson Financing Pittsburgh PA is very possible.

Do You Think Bad Credit Will Stop You from Buying a Harley?

Here at Hot Metal Harley-Davidson, we specialize in providing both those with high and low budgets with the perfect motorcycle to match their needs. If you think bad credit will stop you from getting your loan approved, you can now get pre-approved online so that you come in ready to buy.

Most People Finance Motorcycles

The reality is that around 70% of people that buy new or pre-owned motorcycles are not paying for everything up front. In other words, most people who secure financing aren’t in tip-top financial shape. This makes things a lot easier for people with bad credit to secure a loan on a new bike.

Bad Credit Doesn’t Mean You Won’t Get Approved

There are definitely instances where having bad credit can negatively impact your life. Of course, there are also instances where it can stop you from getting a loan approved. In reality, though, most people with bad credit will still be able to get some sort of financing deal on a motorcycle.

All Financed Deals Can Come with Fair Rates
Just because you have bad credit doesn’t necessarily imply that you can’t get a fair rate for your monthly payments. Sure, there will be some interest you have to pay. But in reality, the interest rates for those with bad credit are not much different, if at all, from those with better credit scores.

Includes All Parts and Accessories

If you finance a new or pre-owned motorcycle from a dealer such as Hot Metal Harley Davidson, you can also include parts and accessories into the financing deal. This is yet another reason why even bad credit shouldn’t hold you back from pursuing your new dream Harley. Visit here to know more.

Extended Service Plan & Insurance

We are happy to offer extended maintenance to our customers here at Hot Metal Harley-Davidson. If you sign up for the Edge Preferred Maintenance Protection Program, you will instantly access perks such as 3 years of maintenance, battery replacements, oil changes, and so on. If you need insurance for your new motorcycle, you can sign up for this at the same time. Even with bad credit.

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